1. The usage is different.

1. The Rural Business Convenience Card is a high-end financial card that integrates withdrawal, transfer, and small loan functions. The maximum loan limit that cardholders can receive is 500,000, with a term of 1-3 years. It supports any Borrow as you go and repay as you go, interest is calculated based on the actual number of days the loan is used, and there are no other additional fees.

2. Credit card, also called credit card, is a credit certificate issued by a commercial bank or credit card company to consumers with qualified credit. It takes the form of a card with the issuing bank's name, validity period, number, cardholder's name and other contents printed on the front, and a magnetic stripe and signature strip on the back.