Hello, if you need to apply for our bank's credit card business,

Credit limit:

The credit limit consists of a fixed limit and a temporary limit: the fixed limit is Our bank approves it; the cardholder can temporarily apply to our bank for the temporary limit as needed. All credit cards (including supplementary cards) under the name of the principal cardholder enjoy the same fixed limit, and the credit limits for multiple cards will not be accumulated.

Points rules:

Accumulation of points:

Our bank accumulates points for credit card consumption, and one point is awarded for every RMB 20/USD 2 spent in a single transaction.

Car cards and city-themed series gold cards accumulate 1 point for every 20 yuan or 2 US dollars, and an additional 50% of the points will be given (round up the points), but the validity period is 2.5 to 3 years. YOUNG Card Youth Moderator Card, Sina Weibo Credit Card, and GQ Card holders who use this card to make purchases in their birthday month will be awarded an additional 1x points, up to a maximum of 2,000 points.

Accounts to which points belong:

All points accumulated from consumption under the name of the principal cardholder and the supplementary cardholder belong to the points account of the principal cardholder and can only be used by the principal cardholder.

The points of personal cards and personal debt-bearing commercial cards that accumulate permanent valid points of China Merchants Bank credit cards are combined and calculated.

Car cards, city theme series gold cards, Jiuyou.com co-branded cards, World of Warcraft cards, ThinkPad credit cards, QQ membership co-branded cards, Kaixin.com co-branded cards, and American Express cards accumulate exclusive points and are not combined with other card types. points are combined and used.

Global Hotel Group co-branded cards accumulate partner points, and airline co-branded cards accumulate partner miles.

If you still have questions, please search "4008205555" in QQ business friends and add "CMBC Credit Card Center" as a friend; or search "cmb4008205555" in WeChat and follow CMB Credit Card Center for consultation. Or please call the credit card customer service hotline 8008205555 (limited to fixed-line calls) or 4008205555 (no restrictions on dialing methods). Card holders please directly enter the ID number and query password---then select "9" to enter manual service. Customers without a card holder please Select 3# to enter manual. (If you forget your credit card inquiry password, please enter six * numbers instead). Thank you for your support to China Merchants Bank!