If the accumulated repayment amount of your credit card reaches the amount shown on the bill on or before the last repayment date of the credit card, it is regarded as full repayment. If the accumulated repayment amount is less than the amount on the bill, it is not full repayment. Whether to calculate the full repayment mainly depends on whether the bill amount has been paid off.

In addition, credit cards have an interest-free period, so if the cardholder can repay in full before the repayment date, it is interest-free; If it is not paid off on or before the repayment date, the bank will calculate the interest at the daily interest rate of 0.05%.

In addition to full repayment, credit cards also have a minimum repayment amount, which is generally 10% of the bill amount plus interest and other expenses.

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