The current deposit interest rate was adjusted and implemented on July 7, 2011. 1. Deposits of urban and rural residents and institutions (1) Current 0.50 (2) Fixed term 1. Whole deposits and withdrawals for three months 3.10 Half a year 3.30 One year 3.50 Two years 4.40 Three years 5.00 Five years 5.502. Small deposits and lump sum withdrawals, lump sum withdrawals , one year for principal deposit and interest withdrawal 3.10 three years 3.30 five years 3.503. Fixed deposit for two years will be subject to the same grade of interest rate for regular deposits and withdrawals within one year. 2. Agreement deposit 1.31 3. Notice deposit. 0.95 per day and 1.49 for seven days