JD Finance can apply for a virtual card.

JD virtual credit card refers to JD Baitiao, the first credit payment product in Internet finance for individual users. You need to apply to use Jingdong Baitiao. On the Jingdong homepage, click "Jingdong Baitiao" and fill in your name, ID number, bank card information and other application materials on the page. Jingdong Mall will evaluate you. If your credit limit is higher, You can get the qualification to use Jingdong Baitiao. The maximum limit of Jingdong virtual credit card is 1.5 yuan.

Users can click on the "JD Baitiao" section on the JD.com homepage. After filling in application materials such as name, ID number, bank card information, etc., JD.com will first check the user's consumption records, delivery information, Return information, shopping reviews and other data are used for risk rating, and each user will receive a corresponding credit limit.