The requirements for handling a credit card gold card can be summarized in two aspects: the identity certificate of the cardholder and the proof of repayment ability. Proof of identity can be ID card, military officer's card, passport, etc. Proof of repayment ability can be salary certificate, deposit certificate, real estate license, etc. Bank staff will recommend different grades of credit cards according to different personal circumstances of customers, and gold cards have higher requirements for repayment ability. Of course, you can also apply for a gold card when the credit card reaches a certain limit.

The conditions for different banks to apply for a credit card gold card are different, but generally speaking, applying for a gold card requires the same materials as ordinary cards, and only when providing financial proof, do you need to provide it as much as possible. The materials to be provided when applying are:

1, identification: generally, it is an ID card (if you use a new ID card, you need a copy of the front and back), and soldiers need to provide a copy of the military ID card;

2. Work certificate: it can be the original work certificate issued by the employer (please indicate the specific company name, department, position and income, and affix the official seal or personnel seal of the company), or a copy of the work permit/license;

3. Proof of financial resources: it can be a payroll record issued by a bank, an income tax withholding certificate, or a market value certificate of a house, a car, a deposit or an investment (such as a copy of the real estate license/car driving license/bank time deposit certificate) and other materials that can prove your economic level.