Question 1: What does it mean to apply for a credit card if the average daily balance is 100,000? Generally speaking, it means that the assets in your card must be 100,000 per day

Question 2: Average daily credit card deposits What do you mean? Do you deposit a prescribed amount every day or maintain a prescribed amount every day? 1. The average daily deposit must have a starting point, such as starting from January 1, 2011, etc.

2. For example, calculate the average daily bank deposits in 2011 = (accumulated deposits throughout the year - accumulated withdrawals in the previous year)/360

Question 3: The average daily bank gold card is 300,000. What's the meaning? The so-called daily average deposit balance is the average daily deposit balance, that is, the daily deposit balance is accumulated on a daily basis during the statistical period, and divided by the number of days in the statistical period, it is equal to the daily average deposit balance. Account daily average balance = total daily deposit balance during the statistical period/number of days during the statistical period.

The average daily deposit of bank gold card is 300,000 yuan, which means the average daily deposit is 300,000 yuan. If calculated on a monthly basis, the average deposit only reaches 300,000 yuan this month.

Credit cards are generally divided into ordinary cards and gold cards, and some also have platinum cards and unlimited cards. (Take China Merchants Bank as an example) The difference between ordinary cards and gold cards:

1. Ordinary card limit is 3,000 yuan to 10,000 yuan; gold card limit is 10,000 yuan to 50,000 yuan;

2. Ordinary card The card enjoys discounts at special merchants; while the gold card has no discount;

3. The credit card consumption mode of gold card customers is set to consumption with signature. 48 hours before the customer discovers that the credit card is lost and reports the loss, the card will be charged. China Merchants Bank will compensate the loss of credit card funds due to fraudulent use of the card, with an annual total of 15,000 yuan; for ordinary cards, the total loss is 10,000 yuan.

4. Differences in annual fees

Regular card: RMB 100 per ordinary card as the main card, RMB 50 per ordinary card as an additional card;

Gold Card: RMB 300 per card for the main gold card, RMB 150 per card for the supplementary gold card;

Platinum card: RMB 3,600 per card for the main platinum card, RMB 2,000 per card for the supplementary platinum card Yuan;

Unlimited card: The wireless card main card is RMB 10,000 per card, and the unlimited card supplementary card is RMB 5,000 per card;

There is no annual fee exemption policy for China Merchants Bank Platinum Card. Apply for it If you are successful, you must pay an annual fee. China Merchants Bank's regular cards and gold cards are free of annual fees in the first year, and swiping the card six times are free of annual fees for the next year. Alipay recharges are included in the number of purchases.

It is important to note that if the China Merchants Bank credit card is not opened, the annual fee will be charged from the second year. If you do not plan to use the China Merchants Bank credit card, please be sure to cancel the card in time.

Question 4: I just asked about China Merchants Bank’s credit card. He said that you need to deposit an average of 1,000 per day for half a year before you can apply for a card. What does the average daily average mean? Detailed explanation. Detailed explanation. Important things. Say it three times. More than 180,000, and you have to deposit it for half a year. meaning.

Question 5: Why do I go to the Agricultural Bank of China to apply for a credit card? What do they mean when they say that the average daily cost of a debit card is 100,000? credit card. But when they ask you to repay the money, they become uncles again

Question 6: One of the application conditions for China Merchants Bank’s credit card talks about an average daily average of 1,000 yuan per month. Does it mean monthly liquidity? 30,000 has to be spent overnight, preferably 31,000 has 31 days

Question 7: What does the average daily asset of 1,000 mean? Hello, the customer’s monthly average daily total assets = the customer’s cumulative total assets for the month/total number of days in the month , for example, there are 30 days in June. The account assets are A yuan on June 1, B yuan on June 2,...Y yuan on the 29th, and Z yuan on June 30. Then the average daily total assets in June = (A B... Y Z)/30, as long as the average is higher than 1,000 yuan, the situation you described is OK.

In addition, in addition to having average daily assets of more than 1,000 yuan (inclusive), you must also handle any card consumption or online/mobile banking transfer, payment, living payment transaction or successfully link a credit card for automatic repayment that month Only if there is an automatic repayment or card payment transaction in the same month, the account management fee can be reduced or exempted.

Question 8: Is the average daily asset index of ICBC credit cards half a year or one year? Where do credit card assets come from? It means that all your deposits or financial management funds in ICBC are assets. Generally, the daily average assets are calculated for more than 3 months.

Question 9: What are CMB’s monthly average assets? Hello, the monthly average total assets means adding up your asset balance for each day of the last month and dividing it by the number of days. The result is the monthly average total assets. What is being reviewed is the assets of all China Merchants Bank savings accounts under your name. For example, a month has 30 days, and the assets are calculated from the 1st to the 30th. The assets are accumulated every day, and the accumulated sum is divided by 30 days. The result is the monthly and daily average assets. If you need to inquire, you can bring your All-in-One Card and account opening certificate to our bank counter for verification.

If you still have questions, please open the cmbchina homepage of China Merchants Bank and click "Online Customer Service" in the upper right corner to enter the consultation.

Question 10: How much annual average daily assets does Agricultural Bank of China need to apply for a credit card? Applying for a credit card has nothing to do with average daily assets.

To apply for a credit card, you need to prepare the following information:

Proof of identity: usually an ID card (if you are using a new version of the ID card, a copy of the front and back is required), military personnel need to provide a military ID card Copy;

Work certificate: It can be the original work certificate issued by the employer (please indicate the specific company name, department, position and income, and stamp the company seal or personnel seal), or A copy of the original and marked work permit/plate that has been verified by the promoter;

Proof of financial resources: it can be salary records issued by banks, or income tax withholding vouchers, or documents proving the market value of houses, cars, deposits and investments. (such as a copy of the real estate certificate/car driving license/bank time deposit certificate) and other information that can prove your financial level. Other documents available for reference include: social security personal account list in the past six months, water and gas bills, credit card bills from other banks, etc.

Note: Do not apply for a credit card of the same brand, otherwise you will not enjoy the credit limit.