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What does it mean to accept the case after two months of overdue credit card prosecution?
If the credit card dispute case has been closed, it proves that the case has been executed and the parties do not need to pay back the money, and the case has been closed. Article 257th of the Civil Procedure Law of People's Republic of China (PRC) has one of the following circumstances, and the people's court decides to terminate the execution:

(a) the applicant withdraws his application;

(2) The legal document on which it was executed was revoked;

(3) The citizen of the person subjected to execution dies, and there is no inheritance for execution and no obligor;

(4) The obligee in the case of recovery of alimony, alimony and alimony dies;

(five) the citizen of the person subjected to execution is unable to repay the loan due to difficulties in life, has no source of income and loses the ability to work;

(six) other circumstances that the people's court considers that the execution should be terminated.

Can I negotiate if my credit card is sued for overdue?

After the credit card is sued by the bank for overdue, the customer can actually contact the bank customer service staff to negotiate, and the court will accept it.

When negotiating, make it clear why you are overdue and explain that you are temporarily unable to repay your debts, rather than deliberately not paying them. Relevant information can be provided as evidence (such as unemployment certificate, certificate of termination of labor contract, etc.). ), and express your sincere repayment ideas, and then you can try to apply for an extension of the repayment period and repay by installments; At the same time, you can also try to apply for suspension of payment.

In this regard, the bank will consider it as appropriate. If the bank finally agrees, it should drop the lawsuit. At that time, customers only need to repay the arrears in installments on time according to the repayment plan newly negotiated with the bank.

If the court has accepted and ruled, the customer must find ways to repay in time. If the court refuses to repay the debt after the judgment, it is likely that the court will enforce it, freeze and detain the assets under the customer's name, and transfer funds from it to pay off the debt.