After the credit card application is rejected, will the submitted paper materials and documents, such as the copy of real estate license and transaction receipt, be destroyed by the bank? Or for how long? Whether the information will be retained after applying for a credit card and whether the application is passed will be retained by the bank. This reservation will not affect your application for other bank credit cards. All major banks are the same, and the information will be kept for five years.

The record of applying for a credit card will be indicated in the personal credit report of the People's Bank of China, the name and occupation of your company will be indicated, and you will also be prompted to record that your application for a bank credit card was rejected.