(1) There is no handling fee for spending dragon cards, wealth management cards and quasi-credit cards through POS cards in China. Cardholders don't charge fees through UnionPay network consumption abroad.

Financial card, VISA and MasterCard cartoon are free to swipe their cards in overseas dollars. When they swipe their cards in non-US dollars overseas, the exchange fee is charged at 65438+ 0.5% of the original consumption amount converted into US dollars, and charged to the cardholder in US dollars.

(2) There is no need to pay the handling fee for spending credit cards in different places in the same city. In consumption abroad, when the transaction currency is different from the account settlement currency of the credit card holder, the foreign exchange handling fee is charged, which is 0.5% of the settlement amount of each transaction in 65438+ account currency. (Note: Cards with automatic foreign exchange purchase function for global payment are exempt from foreign exchange exchange handling fees, such as Longka Global Payment Card).

Extended data:

If the credit card transaction on the POS machine is unsuccessful, please confirm whether the account funds meet the transaction requirements; If the account has sufficient funds, please change the POS to try the operation.

In addition, transactions such as transfer can also be conducted through outlets, mobile banking and online banking; If the above operations are still unsuccessful, you can go to CCB outlets to verify whether the account status is normal with your valid ID card and bank card.

Does China Construction Bank charge for POS credit card consumption?