yes. According to the relevant public information, after Ping An Credit Card is activated, the card will normally charge an annual fee, regardless of whether it is a general card, a gold card or a platinum card. Some cards can be exempted from the annual fee by swiping the card, but the user does not use it after activation, so the annual fee cannot be exempted. After the annual fee is generated, if the user does not pay the annual fee, it will be regarded as overdue. Unless Ping An Credit Card is exempted from the annual fee for life, the annual fee will not be charged after activation. This kind of card belongs to the card with special charging rules. Ping An Bank Credit Card is the first credit business launched after the merger of Shenzhen Commercial Bank and Ping An Bank and renamed it Shenzhen Ping An Bank. In addition to the basic functions of credit card such as credit consumption and cash advance, it also has many unique functions, providing cardholders with all-round security protection covering "safe consumption, safe home and safe travel".