How to check the detailed bill of Minsheng Bank's credit card
You can use your reserved mobile phone or home phone to check the bill through SMS, customer service phone number, website, etc.
1. SMS inquiry: Please use the reserved mobile phone number and send ZD and the last four digits (for example: ZD8888) to 1069028-95568 for inquiry;
2. Telephone inquiry: call customer service Hotline, follow the voice prompts to inquire;
3. Website inquiry: Please use a computer to visit the official website of Minsheng Credit Card and log in to online banking for inquiry;
4. WeChat inquiry: Enter "Minsheng Credit Card" WeChat Official account, click the menu below or directly send "Bill" inquiry;
5. Mobile banking inquiry: Enter the "National Life" APP and select "Bill Inquiry".
Tips to you:
※The approximate bill amount you are inquiring about is the total amount of your accumulated consumption, cash withdrawals and fees from the day after the last month’s bill date to the current month’s bill date. Just repay it before the due payment date;
※SMS banking currently only supports querying the latest bill amount;
※Bill text messages are not updated in real time. If you The current bill has been repaid, or the bill is in installments, please refer to the actual amount;
※For multi-account users, each account needs to be queried separately;
Minsheng Bank credit card statement date and What are the repayment dates?
The billing date is the date the account is closed and your monthly statement is mailed. You can check your bill date on the cardholder when you receive the card, or you can check your bill date (including bill date, last repayment date, repayment amount, minimum repayment amount, etc.) by viewing the card.
The final repayment date refers to the repayment date stated on the statement. By that date, the bank should receive payment of your current amount due or the minimum repayment amount. Our bank stipulates that the final repayment date is the 20th day after the bill date.
1. Minsheng Bank credit card is settled on the 14th of every month and repaid the following month.
2. You can calculate the repayment time yourself, that is, 20 days from the 15th. For example: You applied for this card and activated it in July. The bill date refers to the 14th of each month, that is, you pay your bill on the 14th of each month. The 20th day from the day after the bill is the repayment date, that is, August 3 is the repayment date for your July bill.
3. Calculation of interest-free period If you consume on the 14th day of the bill, your interest-free period is 20 days. If you consume on the 15th day (the second day of the bill), your interest-free period is 20 days in one month, with a maximum of 51 days and a minimum of 48 days.
Minsheng Bank stipulates that the final repayment date is the 20th day from the day after the bill date. For details, please go to the customer service hall of Minsheng Bank’s official credit card website to check and confirm.
You can push back the bill date to the repayment date, check the cardholder's bill date when you receive the card, or check the bill date (including bill date, last repayment date, Repayment amount, minimum repayment amount) and other information):
1. Follow "Minsheng Credit Card" WeChat Bank-Audit-Bill Details;
2. Log in to online banking-"Credit Card "-"Credit Card Bill"; When using the card on the day of issue, you need to determine the entry time of the transaction and the batch settlement time of the system that night. If the transaction posting time is before the system batch settlement time, the transaction will be included in the current bill; since the system runs in batches every night and the settlement time is not fixed, most transactions on the billing day are included in the current bill. The 20th day after the settlement date is the final repayment day.
How to check the billing date of a credit card
To check the repayment date and billing date of a CMB credit card, you can use online banking, mobile banking, mobile life or WeChat channels:
Mobile banking: Log in to mobile banking, click "My → All", slide down to find the credit card section, click "Credit Card", then click the card icon in the upper right corner, enter "Settings Management → Customer Management → Customer Comprehensive Inquiry", the interface will Displays the "monthly bill date" and "current payment due date".
Warm reminder: ①The electronic bill will be sent on the second day of the bill date, please check it 1-2 days after the bill date.
②During the epidemic, if you are unable to repay your credit card in full and on time, paying the minimum repayment amount before the due date will not affect your personal credit; can credit card bills and E-loan business If you are applying for an extension, please contact the Credit Card Center for verification. Thank you for your support!
Online banking: After you log in to the public version or professional version, click "Account Management → Account Inquiry" and check the bill date in "Account Information → Monthly Statement Date"; click "Repayment Information → Current Period" "Repayment Due Date" to view the repayment date of the current period.
Pocket Life: After you log in to Palm Life, click "My → Check and Repay → Personal Consumption Card Account". The bill date will be displayed below. Click inside and the repayment date information will be displayed. .
WeChat channel: You can follow the China Merchants Bank Credit Card Center and check the billing date/repayment date through WeChat channel.