Many people use credit cards to spend money, but sometimes they are always controlled by bank risks for different reasons. General risk control is a precursor. So how do you judge whether a credit card is subject to risk control? Let's have a look.

1, warning message or telephone number of the bank.

After the cardholder has abnormal credit card spending behavior, the bank will send a text message or call to remind everyone to standardize the use of the card. Most card friends usually ignore this information when they receive it, but in fact it is already an early warning before the bank's risk control. If the user continues to use the card in this way in the future, the bank will question the cash-out behavior of the credit card, which will lead to the credit card being controlled by the wind.

2. The credit card installment application was rejected.

Card friends should have had the experience of bank customer service calling for staging. Generally speaking, as long as personal credit is good, card friends can apply for bill installment in the case of poor capital turnover. Banks are also more willing, because staging can bring them more benefits. However, if the user is rejected when applying for installment, in addition to the credit problem, it is likely that the cardholder is controlled by the wind.

3. The use of the card is restricted.

When the credit card status is normal, all cardholders can use it for credit card consumption. However, if the cardholder's credit card suddenly cannot be used for credit card spending, it may be caused by bank restrictions on transactions. In this case, the cardholder can take the initiative to contact the customer service of the bank to inquire about the specific situation. If the bank is suspected of cashing out, but the cardholder himself has not done so, then he can submit the consumption voucher and ask the bank to cancel the risk control.