What is the situation that credit card customers have not reserved telephone banking to check their passwords?

1. A credit card has two passwords, which are generally set after the card is activated:

1. Inquiry password: used for online banking login or telephone inquiry;

2. transaction password: used for credit card spending or ATM cash withdrawal (transaction password is not required, Consumption only by signature)

Second, the credit card opening process

1, Telephone card opening:

1.1. The cardholder needs to use his mobile phone number or landline phone to call the credit card customer service phone of the issuing bank

2.1 Enter the credit card opening channel according to the voice prompt

3.1 Enter the credit card number and ID number according to the voice prompt to help the bank confirm the identity of the cardholder

4.1 Set the credit card transaction password and inquiry password

2. Network card opening:

1.1 Log on to the credit card website selection page of the issuing bank to open the card online

2.1 Enter personal information according to the network system prompts until you click OK to complete the card opening

3.1 Set the credit card inquiry password and transaction password to successfully open the card

3. Open the card at the bank outlets

The bank staff will give instructions on how to set the password.