Question 1: What is a co-branded card? Co-branded cards are bank cards jointly issued by issuing banks and enterprises. The issuing bank is responsible for issuing, and the enterprise is responsible for providing special services or discounts. The front of the card is printed with the names and logos of the joint parties. For example, the Great Wall Air China Card, a joint card issued by Bank of China and international airlines, not only has the function of an ordinary bank card, but also can enjoy the preferential treatment of air tickets and aviation personal accident insurance. Another example is that ICBC jointly issued Peony Zeca and Peony 100 cards with Shanghai Pioneer Baihua Company and Centennial Group respectively.

Question 2: What does a joint credit card mean? Joint credit card refers to the agreement reached between credit card and commodity distributor, so that cardholders can not only enjoy excellent financial services, but also enjoy special discounts from manufacturers when spending.

Co-branded cards are subsidiary products of bank cards issued by commercial banks and for-profit institutions. At present, the most common is the joint debit card, that is, the bank card with joint nature developed on the basis of debit card.

Joint credit card was approved in France on June 65438+10/October 65438 +0, 2007. It is a bank card with company or store and association icons, including Visa, MasterCard and American Express. At present, many enterprises have launched this kind of credit card, such as Fiat, Orange, Air France, and so on.

The operation form of joint credit card is that the card-issuing bank and airlines, telecommunications companies, shopping malls and other profit-making institutions jointly issue cards, and cardholders can enjoy a certain percentage of discounts provided by merchants when spending in these institutions. Now many banks have developed joint credit cards with the larger shopping malls in this city.

The card fee for a joint credit card is generally 19 to 45 euros. Card issuers and their cooperative merchants offer incentives and price reductions to credit card holders. This is a "real" credit card, because it can withdraw cash and pay for goods, which is recognized by all banking networks and businesses. However, it should be noted that this is a loan card. Even if you only use it to withdraw 15 euros or pay 45 euros for gasoline, it is equivalent to using the recovered loan and paying its interest. Therefore, you must be cautious when using this joint credit card, and it is necessary to apply only if you are really a loyal customer of the merchant.

Question 3: What is a bank co-branded card? Co-branded cards are subsidiary products of bank cards jointly issued by commercial banks and for-profit organizations, not independent bank cards. The type of bank card attached to it must be a debit card or credit card (including quasi-credit card and credit card) approved by the People's Bank of China that can be used across industries.

Question 4: What do you mean by joint name? Joint name, pronounced Liáníng in Chinese, refers to the joint signature of many people.

Question 5: What does a credit card co-branded card mean? Refers to a credit card specially launched by a bank in cooperation with a merchant. With this card, you can enjoy preferential treatment in cooperative merchants.

For example, the Bank of Communications Wal-Mart Card jointly launched by Bank of Communications and Wal-Mart Supermarket can be converted into RMB at Wal-Mart.

Question 6: What is the meaning of joint securities card? Does CCB choose to open an account or not? What do you mean? Various co-branded cards developed by CCB and merchants only add some functions to the original bank card. For example, the mall co-branded card has the dual functions of bank card and mall membership card. Generally, when handling a bank card, it will not be a joint securities card by default without the consent of the customer, so this option is generally "No" unless the bank card you are bound to is indeed a joint securities card.

Question 7: What does the non-China mobile co-branded card mean? It's not a China Mobile co-branded card. Take Pufa as an example to show you China Mobile Co-branded Card. Look at the picture.

Question 8: What do standard credit card, joint credit card and theme credit card mean respectively? The standard is an ordinary credit card, indicating which bank issued it.

Co-branded cards are jointly organized with some shopping malls or large companies. There may be some points or discounts when shopping or spending, so you can use the popularity of the other party to improve your popularity.

Theme cards are cards with themes, such as the theme of the Olympic Games. China Merchants Bank has such a theme card. In fact, it is also a commemorative card of a special period. There is no special function, but the card has been designed to look better.

Question 9: What does a corporate co-branded card mean? Hello Taobao co-branded card is a joint debit card issued by Postal Savings Bank, Zhejiang Taobao Network Co., Ltd. and Zhejiang Alipay Network Technology Co., Ltd. The main function of Taobao co-branded card is not only the financial function of ordinary green card, but also the convenient and fast online payment function in Taobao, Alibaba, Alipay and external websites (namely "Alipay cartoon function"). At the same time, in order to ensure the security of online payment, Taobao Green Card also designed a mobile phone security authentication method. (1) Convenient online payment function of Taobao Green Card The convenient online payment function refers to the function that customers can pay related money without entering the online banking of the bank after opening the Alipay cartoon function (binding Alipay account number and Taobao green card number). This function is different from the traditional online banking payment process, which saves the transaction process of customers transferring money from bank card accounts to Alipay accounts. At the same time, it will prevent possible risks in the process of transfer transactions and improve security. (II) Secure online payment means Taobao Green Card adopts secure online payment means-real name registration system authentication and mobile phone security authentication. Real-name registration system authentication means that when a customer opens the online payment function of Taobao Green Card (Alipay cartoon function), he must go to the outlet to handle it, and the postal savings system will verify the legality of the customer's name, ID number and other information. Mobile phone security authentication means that when customers pay online, the postal savings system sends a random verification code to the mobile phone reserved by customers, and customers must input this random verification code online to complete the payment.

Question 10: What does the mobile Pudong Development Co-branded Card mean? This is a joint card of China Mobile and Shanghai Pudong Development Bank. It is a bank card jointly issued by Shanghai Pudong Development Bank and China Mobile. This co-branded card consists of a "standard card" and a "mobile phone card", including three independent accounts: electronic cash (mobile wallet), credit account (credit card) and debit account (debit card).

eigenfunction

1, integrating debit card financing function and credit card consumption function.

2, including micro-payment electronic cash function.

3, there is a credit card consumption function