Updated once a day. Compared with other banks, ICBC's credit card review standards are more stringent. After the application is submitted, the relevant personnel will review and approve it according to the applicant's credit status, and the review progress will be updated once a day. Credit card is issued by China Industrial and Commercial Bank, which gives the cardholder a certain credit limit. Within the credit limit, the cardholder can spend first and then repay, and has the functions of spending, transfer settlement, cash deposit and withdrawal, etc.