I. Co-branded cards

Co-branded cards belong to the most common category of credit cards. Prior to this, many water release cards were co-branded cards.

For example, JD.COM Co-branded Card, JD Finance Co-branded Card, Meituan Co-branded Card, Tencent Video Co-branded Card, etc. Among them, JD.COM and JD Finance Co-branded Card have the highest card issuance rate at present.

For example, Guangfa JD.COM Co-branded Card, Bank of Communications JD.COM Co-branded Card, China Merchants Bank JD.COM Co-branded Card, and many local banks have JD.COM Co-branded Cards.

If you can't get a high card rate and often shop in JD.COM, you can give priority to JD.COM. COM co-branded card.

The co-branded card rate is relatively high, but the quota is not surprising. For a co-branded card, the quota of 50,000 yuan is very high.

Second, the card type water

The types of cards issued by banks have no rules to follow, and they can only be understood and cannot be described in words.

Agricultural Bank of China and Bank of China show that there are limits but credit card issuance is real, which may lower the risk control and audit standards in a certain period of time. At this time, the rate of applying for credit cards is relatively high.

Generally, the validity period of water release cards is very short, maybe only one or two days, so don't follow suit after a period of time.

Don't be obsessed with credit card release, even if the card release rate is high, it is not 100%. Similarly, don't follow the trend frequently, because the more times you apply, the more credit card approval records will be in the credit report, and the more approval records will affect the card handling rate.

Third, virtual credit cards.

Not every bank has a virtual credit card. For example, ICBC, Agricultural Bank of China, China Construction Bank, Postal Savings Bank, CITIC, Shanghai Pudong Development Bank, Huaxia Bank, Jiangsu Bank and Shanghai Bank all have unbounded cards, and Bank of China is a digital card.

Unbounded card is a kind of virtual credit card issued by UnionPay in conjunction with various banks. Without a real card, you can only pay online.

Unbounded card is also a kind of card with high card issuance rate. Once ICBC's unbounded cards were all the rage, and the card issuance rate was quite high.

Unbounded card is a kind of card that all banks are promoting. If your credit information is not very good, you can apply for this card first.

Although there is no real card in this card, you can apply for a second card after you get off it. The removal rate of the second card is also high, but the quota is shared.