The garage card you mentioned should be the credit card of CCB. You can have a look. This card number is 16 digits, and the customer service hotline behind the card starts with 400, right? If so, this is a credit card. Of course, credit cards can be withdrawn, and withdrawal can be divided into two situations:

1, overdraft withdrawal, the withdrawal amount is 50% of your credit card limit, and each card can only withdraw up to 2000 per day. There is a handling fee and interest for overdraft withdrawal. The handling fee is 0.5% of the cash withdrawal amount, with the lowest in 2 yuan and the highest in 50 yuan. There is no interest-free period for cash withdrawal, and the bank will charge interest at the rate of 5/10000 per day from the date of withdrawal. Therefore, because there is no interest-free period, one day early repayment will result in one day less interest.

2. Accept overpayment. If you have more money in your card, that is, overpayment, there is no handling fee for taking overpayment from CCB in the province where your card-issuing bank is located, and there is no interest for withdrawing money yourself.