Credit cards are credit certificates issued by banks, and only banks can apply for credit cards. After the credit card application is successful, you can make overdraft consumption within the prescribed limit. You can apply for a credit card at a bank outlet or through online channels. So what are the better credit card application banks? Let's get to know each other.
what are the credit card application banks?
1 bank of communications credit card: the main card applicant is 18-6 years old (please consult the local counter staff for details if handling the card through the branch channel) and has full capacity for civil conduct; Supplementary card applicants must be at least 11 years old and above, and there is no upper age limit, which is subject to the policy and review at the time of application.
2 CCB Credit Card: Natural persons with full capacity for civil conduct, over 18 years of age but under 7 years of age, with stable occupation and income, good credit status and the ability to repay the principal and interest on time can apply for personal master card of Longka Credit Card, and the final approval result shall prevail.
3 citic bank credit card: the applicant for the main card is 18-65 years old, and the applicant for the supplementary card is 16-75 years old, and is a natural person with full civil capacity.
4 Postal Bank Credit Card: The applicant for the main card must be at least 18 years old and below 65 years old (including 65 years old), and the applicant for the supplementary card must be a Chinese mainland resident at least 16 years old.
5 ICBC Credit Card: To apply for a credit card, you must be at least 18 years old, have full capacity for civil conduct, work at the place where the card issuer is located, and your income is stable and above the local average. The audit will be conducted according to your comprehensive assets, etc. Finally, please take the actual approval result as the standard.
6 ping an bank credit card: which credit card the principal cardholder can apply for when applying for annual debts is 2-65 years old (inclusive), and the supplementary cardholder is 14-65 years old (inclusive). These materials are required for new household applications: credit card application; Resident identity card within the validity period; Work certification document. Whether the application is successful in the end will be subject to the background review.
7 Credit card of China Merchants Bank: Credit card applicants should be over 18 years old (inclusive), and foreigners should be over 25 years old (inclusive). When applying, an application for credit card should be provided, along with the resident ID card and work certificate within the validity period. It is suggested that some financial proof can be attached to help credit card issuance and increase the limit. If you are over 14 years old (inclusive), it is suggested that you can apply for a supplementary card.
8 credit card of China guangfa bank: the principal cardholder is 18~65 years old and the supplementary cardholder is 16~65 years old; There are Guangfa outlets at work/permanent residence; The annual income before tax reaches the local average; Those with high school education or below need to work in this unit for 1 year.
9 industrial bank credit card: 18 to 6 years old (online self-service application requires 21 to 55 years old). Have a stable job and income; The credit information is good, so it's better not to be overdue.
1 Credit card of Agricultural Bank: Individuals who have reached the age of 18, have full capacity for civil conduct and good credit standing can apply for a personal credit card master card from the issuing bank with their valid identity documents and relevant materials. The main cardholder can also apply for a supplementary credit card for individuals who have reached the age of 14.
to apply for a credit card that suits you, the threshold is low, the efficiency is high, the quota is high, and the approval rate is high. The credit card entrance of major banks: Everbright Bank Credit Card is free, and you can quickly apply for the card by applying for 9 points of CITIC Bank Credit Card against Starbucks, Haagen-Dazs and other value-added gifts. New users of Huaxia Credit Card Gold Card meet the standard and enjoy the 24 yuan WeChat reduction gift package to apply for the card. Minsheng Bank Credit Card is easy to get off, and the quota is high. The annual fee is free to apply for the card. Shanghai Pudong Development Bank Credit Card is the first time to send Apply for the card with a maximum credit limit of 5, yuan. New customers of Guangfa Bank Credit Card will send a one-year JD.COM PLUS Jingdian Annual Card to apply for the card. This card has no interest-free repayment period, and the daily interest rate is .5%. Apply for this card. Ping An Bank Credit Card will get a 28% discount on gas every day. Apply for this card. Guangzhou Bank Credit Card will be given a maximum of 36 months throughout the year. Video members can enjoy a one-point purchase gift when applying for this card. Apply for this card. Guangfa American Express life+Card online shopping can get a maximum of 1% cash back. 1+ mainstream e-commerce companies generally apply for this card. < P > When applying for a credit card, they can not pass it. The bank will review the applicant's credit information and income. Only when they meet the requirements will they issue credit cards and give them a certain amount.