Brush 0.6 is cost-effective. According to the relevant public information, the charge for swiping a POS card at 0.6 is 10000 yuan, which means that 60 yuan needs 240 yuan in 0.4 stages, and 60 is less than 240, so swiping a POS card at 0.6 is cost-effective. Installment refers to installment payment and installment delivery.