There are ways to deal with overdue credit cards:

First of all, if the repayment time has passed, repay it as soon as possible to ensure that the debt is made up;

Contact Whether the bank account manager has generated overdue records and whether they can remedy them in time. Because generally banks will have a gap of one or two days for customers whose repayment exceeds the repayment date by one or two days, and no overdue record will be generated;

If by any chance an overdue record is generated, the card cannot be canceled, otherwise If so, the overdue records cannot be deleted. Therefore, you need to pay off the debt, continue to use the credit card, remember to repay in time, spend more, and repair the limit;

Make sure that your mobile phone and telephone contact are smooth, because before the credit card becomes overdue, the bank account manager may Remind you to pay back the money in time to avoid overdue payment;

Never stop paying back the money, as it will disappear and the bank will not be able to contact you. Because credit card debts are compounded by interest and interest, it is very scary. It is even possible to borrow 5,000 and pay back 50,000 in 2 years. The bank will sue and let the court enforce it;

Produced For overdue records, make sure that no more overdue records occur within the next five years. After five years, the overdue records will be cleared. At the same time, if you are going to buy a house or otherwise require personal credit checking, you can consider negotiating with the bank and asking it to provide you with a non-malicious overdue record statement. This can also ensure that the bank will lend you a loan.