Hello, M card is a debit card.

Cost fee:

The "All-in-One Card" M cards issued over the counter at outlets are all "chip cards" and require a production fee of 10 yuan, which cannot be reduced or reduced.

The "all-in-one card" M cards issued by DS cross-sales in the Credit Card Center are all "magnetic stripe cards" and do not charge a production fee;

Account management fee:

The account management fee for All-in-one Card M cards (including DS cross-selling M magnetic stripe cards) is uniformly charged across the bank at 3 yuan/month (the original preferential policy for general card head office and branch account management fees does not apply to the All-in-One Card M card). If the account is not activated, the account management fee will not be charged and will be charged starting from the month after activation. (For example, if the card is opened in January and activated in March, no account management fees will be incurred from January to March, and account management fees will be charged from April.)

Other preferential fee policies:

1. In the first three months of card opening, online banking/mobile banking/Pad bank transfer fees are free; effective on the day of account opening.

2. In the first three months of card use, the first two domestic ATM withdrawal fees per month are exempted, including non-local deposit and redemption fees and ATM inter-bank withdrawal (same city/different place) fees.

Tip: If the branch has different discounts based on voucher type, customer level or card BIN, the system will automatically reduce or reduce the amount based on the most favorable method.

3. Starting from the fourth month, if the cardholder (under the same customer number) maintains the average daily assets of all types of cards in the previous month above 1,000 yuan (inclusive), he can also enjoy the above two benefits. Fee discounts.

To find out whether there are any discounts on the above fees, you can provide your city and we will further inquire for you.

If you still have questions and comments, please log in to the online customer service/cmu/icslogin.aspx?from=Bamp;logincmu=0 for consultation. We will serve you wholeheartedly! Thank you for your attention and support to China Merchants Bank!