1.NetJet loan object:
(1) Customers with outstanding personal housing loans.
(2) Customers who pay the housing provident fund on time.
(3) Customers who pay social insurance on time.
(4) The Bank pays the customers who pay wages.
(5) Other customers who meet our requirements and hold our debit cards.
Whether the application is successful or not, please follow the instructions on the page.
2. Basic conditions for applying for NetJet loan:
(1) At least 20 years old but not more than 60 years old, with People's Republic of China (PRC) (PRC) nationality and full capacity for civil conduct.
(2) Holding legal and valid identity documents.
E-banking customers of the Bank and holders of security authentication tools issued by the Bank. (Currently supporting second-generation KBao and Kling customers)
(4) The credit status is good, and the following bad credit records do not exist in the credit report:
A. There are no overdue loans and overdue overdraft of credit cards when applying for loans;
B there is no record of overdue for more than 30 consecutive days in the last 24 months, and the cumulative overdue times shall not exceed 4 times;
C. There is no asset disposal, guarantor compensation or bad debts, and there is no record of unpaid taxes, enforcement or administrative punishment that has not been revoked;
D there is no other status except "normal" in the five-level loan classification guaranteed by the borrower.
(5) There is no outstanding loan amount and outstanding loan balance.
(6) stable income and the ability to repay credit on time.
(7) The purpose of the loan is reasonable and clear.
3.NetJet loan application process:
Online lending has realized the processes of self-service application, automatic approval, online signing of credit contract and self-service credit use. If you need to apply for online loan, you can log in to the online channel designated by the Bank to obtain the bank app, and click "Home → Loan → Online Loan → Apply Now".
skill
(1)20 19 From July 25th, new online loan customers can apply for loans through personal banking channels or super-counter channels.
(2) Personal online banking channel application has been suspended, but loan inquiry and repayment can still be handled.
(3) For existing customers, personal online banking can query and repay loans, but it cannot lend loans. If you need to operate a loan, you must handle it through a personal bank.
(Answer time: 202 1 year 65438+February 2 1 day, depending on the actual situation. )