Reason:

1. Asking for a loan is a personal behavior: online loan is a personal loan of a financial institution, which has no direct relationship with family life and marriage. Therefore, there is no obligation to inform the spouse of personal debts.

2. Protect family stability: confession may cause distrust and tension between husband and wife, which will have a negative impact on family stability.

3. Find a way: Before the repayment date, continue to find other repayment channels, such as asking other relatives and friends for help, and contacting the lending institution to discuss the extension. To avoid potential family disputes.

4. Hand in hand to get out of the predicament: Husband and wife should face economic difficulties together, support each other and work out solutions together, instead of relying on only one party to take full responsibility.

Summary:

In this case, there is no need to confess to your wife that you owe an online loan. It is important to actively find a solution, and husband and wife should work together to tide over the economic difficulties.