Ping An Bank will charge a high handling fee for withdrawing cash by credit card. Basically, all bank credit cards need to charge a handling fee, and this handling fee is very high, so it is not recommended that you use a credit card to withdraw cash.

1. The initial withdrawal amount of Ping An Bank credit card is 50% of your credit limit. Ping An Bank will adjust your cash withdrawal amount according to your card usage, up to 100% of the credit limit.

2. The maximum daily cash withdrawal limit for each ATM or counter with UnionPay logo in China is 2,000 yuan, and the maximum cash withdrawal limit for each card is 2,000 yuan; For overseas ATMs or counters with MasterCard logo, the maximum daily limit of each card is USD 65,438+RMB 0,000.

3. Ping An Bank will charge a handling fee according to a certain proportion of the cash withdrawal amount, which will be generated on the next day of the cash advance trading day. Domestic cash withdrawal charges a handling fee of 2.5% of the cash withdrawal amount, with a minimum of 25 yuan RMB per transaction; A handling fee of 3% of the cash withdrawal amount is charged for overseas cash withdrawal, with a minimum of $3 per withdrawal.

For example, 1000*2.5%=25 yuan. From the current trading day to the repayment date, the interest is calculated at the daily interest rate of 0.5 ‰, and the compound interest is calculated monthly. Installment payment, interest is also calculated in this way!