Alipay payment code can be used by credit card. After the user opens Alipay and enters the Alipay interface, click "My" in the bottom navigation. In the personal center interface, you can see that there is a "merchant service". If you can't see this menu item, you don't have permission. After entering the merchant service interface, click the "Spend Money" button. After opening the receiving code, someone can choose flowers or credit cards when scanning the code for payment.

As the name implies, the collection code is actually a collection tool, similar to a pos machine, except that the pos machine brushes a physical card, and the collection code realizes the collection function by scanning the code. In addition, the application scenarios of payment codes are more extensive than pos machines. You know, some small shops rarely have pos machines, but what should I do if I want to swipe my card?

This is very simple. As long as the shopkeeper opens the payment code, he can scan the QR code of the shopkeeper with a mobile phone with a savings card or credit card and choose a bank card to pay. Anyway, whether it is a savings card or a credit card, you can complete the payment.

Need to be reminded that Alipay receiving code service is not free, and the rate is 0.55%.

It should be noted that when users pay by credit card, merchants need to pay a certain handling fee, which is also the reason why many merchants are closed and increase operating costs. Usually, you must repay the loan on time after using the credit card. If you can't repay on time, you can use installment repayment or minimum repayment amount.