Guangfa Bank credit card has three installments, namely consumption bill installment, cash installment and bill installment.

1. Consumption installment: Cardholders can choose from 3, 6, 12, 18, 24, 30, 36, 48, 60, etc. installments.

2. Cash installment: The installment for the regular version is between 3 and 24, and the installment for the exclusive version is between 6 and 36.

3. Bill installment: Cardholders can choose from 6, 12, 18, and 24 installments.

What are the conditions for installment repayment of Guangfa Bank credit card?

1. The installment amount of the current RMB bill must be 500 yuan or more. Installment cannot be applied for consumption amounts below 500 yuan.

2. The installment amount applied by the cardholder shall not exceed 90% of the current bill amount and shall not exceed 80% of the total amount.

3. After the bill is installment, the minimum repayment amount is still the minimum repayment amount of the bills issued in this period.

4. Installment transactions and various fees, revolving credit interest, liquidated damages, etc. cannot be processed in installments.

5. Credit card transfer transactions, gold transactions, hotel pre-authorization transactions and other transactions cannot be processed in installments.

6. USD account transactions and the amount applied for foreign exchange purchase cannot be processed in installments.