Hello, stealing credit cards and using them constitutes theft, so your friend in this case constitutes theft, and the amount is 34,000 yuan. According to the sentencing standard of theft, it is already a large amount, and she will be sentenced to fixed-term imprisonment of not more than three years. Although she will return the money to you soon, the purpose and behavior of illegal possession have constituted theft.

If you call the public security organ to accept it, you can't think that the public security organ has filed a case; However, if you say on the phone that your friend stole the brush, because the suspect is clear, the public security organ may have filed a case for investigation. Once the case is filed, you can close the case if you want, and your friend will be investigated for criminal responsibility.