Yes, the gold bar collection account can be a savings card or a credit card. At present, there are many banks that support gold bar loans, but a few banks do not support them for the time being. You can check the bank name supported by gold bar loan-White Bar-Available Amount of Gold Bar-I want to borrow-Collection Account-Add Bank Card-Card Type/Issuer through Jingdong Financial app, and apply for the supported bank card according to your actual needs and the distribution of local outlets, so as to better enjoy the gold bar loan service.