ICBC works normally on Sundays, but only handles personal business and not corporate business on weekends. Based on service, ICBC provides comprehensive financial products and services to 8.098 million corporate customers and 650 million individual customers around the world. The Industrial and Commercial Bank of China not only continued to become China's first credit card issuing bank, but also surpassed the three world-class credit card giants - Discover, American Express and Capital One - within a year.
Personal office: open from 8:00 am to 17:00 from Monday to Friday, and from 9:00 am to 17:00 on Saturday and Sunday. Usually open from Monday to Friday. In case of holidays and weekends, you can go to the business halls of each outlet to make up for the leave. If there is no business hall, there will only be one day off per week. The specific situation depends on the time schedule of each local business office. 2 Company business hours: Monday to Friday, 8:00 to 12:00 in the morning, 13:00 to 17:00 in the afternoon, no business on Saturday and Sunday. Different regions have different work and rest hours, and the specific business hours will be adjusted by the local bank. For customers who need to handle business in the business hall, it is best to go to the business hall before 16:30 in the afternoon, as it is too late. Because the business office still needs to check the accounts for the day, it will no longer receive new customers after 16:30.
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1. ICBC credit card repayment date: Since the account book date when the ICBC credit card is first issued is random, the repayment date is the 25th after the account book date. days, so the repayment date of ICBC credit card will also vary according to different bill dates. Taking the Peony Credit Card of Industrial and Commercial Bank of China as an example, the bank stipulates that the repayment date is the last day of the month, and the repayment date is the 25th. If you consume on January 1, you can repay it on February 25 at the latest, and you can enjoy a 56-day interest-free period. ICBC Credit Card: The annual fee for domestic ordinary cards is 50 yuan, and the annual fee for gold cards is 100 yuan; for international dual-currency cards, the annual fee is 100 yuan for ordinary cards, and 200 yuan for gold cards; the annual fee for business ordinary cards is 200 yuan, and the gold card is 400 yuan; and the platinum card is 2,000 yuan. ;The annual fee for all sub-cards is half of the annual fee for the main card.
2. ICBC credit card is charged at 5% of the minimum repayment amount, with a minimum of 1 yuan and a maximum of 500 yuan; the minimum repayment amount is 10% of the overdraft balance; when the ICBC credit card consumption reaches 600 yuan You can apply for installment payment. The third period is 1.65%, the sixth period is 3.6%, the ninth period is 5.4%, the twelfth period is 7.2%, the eighteenth period is 11.7%, and the twenty-fourth period is 15.6%. At the same time, installment payments will be charged a one-time handling fee based on different standards. Banks require credit card users to repay the minimum balance within the specified final repayment date, otherwise they will be overdue. However, this is not why a bank will become overdue once the repayment date is exceeded. Most banks offer time grace to credit card users. The time grace service means that after the credit card repayment date, the bank will provide the cardholder with a repayment grace period. As long as the user repays within the grace period specified by the bank, the bank will not count the user as overdue. Different banks have different grace period regulations. If you are an ICBC credit card user, you must repay on the 25th of the last payment date of ICBC. If the repayment amount is lower than the minimum repayment amount and has not been repaid by the repayment date, ICBC will consider the user to be overdue.