The billing date of China Merchants Bank credit card is not fixed. Different cardholders may have different billing dates, and the repayment date is 18 days after the billing date. For example, if the billing date is the 25th of each month, each bill will record all transactions recorded from the 26th of the previous month to the 25th of this month, and the corresponding last repayment date will be the 13th of the following month. Consumption on the 25th is generally not recorded until the 26th, and will be included in the next period's bill.
Eighteen days after the China Merchants Bank credit card statement is the interest-free repayment date. The interest-free period refers to the period between the bank accounting date and the due repayment date for consumer transactions that can enjoy interest-free treatment when the cardholder repays the entire amount due before the due repayment date (inclusive).
Extended information:
? The billing date of China Merchants Bank’s credit card can be modified:
1. The optional billing dates of China Merchants Bank are: 03, 05, 06, and 07 , 09, 10, 12, 15, 17, 18, 20, 22, 25, the corresponding final repayment dates are: 21, 23, 24, 25, 27, 28, 01, 03, 05, 06, 08, 10 , 13;
2. If you need to modify the credit card statement date, you can call China Merchants Bank’s credit card service hotline 8008205555 (free, limited to landline calls) or 4008205555 (local calls charged)-1-4-9 to transfer to manual service Handled for you.
3. Note:
1. After the billing date is successfully modified, it will take effect from the next issue and cannot be modified again within half a year;
2. In the personal account If there are multiple cards, use one bill and billing date;
3. Business credit card holders cannot modify the billing cycle.
China Merchants Bank - Understand the date on the bill