is China bank JCB credit card useful? Does it work?
JCB credit cards are mainly used for swiping cards overseas through JCB channels. You can inquire about the card details through credit card WeChat WeChat official account, Colorful Life APP, official portal website, customer service hotline and other channels.
the above contents are for your reference. please refer to the actual business regulations.
how about bank of China jcb credit card? What are the functions?
various charging standards of bank of China jcb credit card
the annual fee is RMB;
the handling fee for changing damaged cards is RMB;
Over-limit fee: credit card is used for exceeding the credit limit, and the minimum RMB and Japanese yen will be charged daily at the expected annualized interest rate for the part exceeding the credit limit;
handling fee for cash advance: the minimum amount of cash advance is RMB yen;
late payment fee: the minimum unpaid amount shall be RMB and Japanese yen;
handling fee for reading and signing bills: RMB for domestic copies and Japanese yen for foreign copies;
SMS service fee: free;
handling fee for recovery of overpayment: the minimum RMB and the maximum RMB will be charged according to the refunded amount;
the loss reporting fee is RMB;
the handling fee for making up the statement is RMB;
The annual fee-free rule ends on December 31st, 26. Within three months after the card is verified, the annual fee for the first year is exempted, and the annual fee for the next year is exempted after the card is swiped for five times.
exclusive privilege of BOC JCB credit card
exclusive RMB/JPY dual-currency settlement
Domestic transactions are accounted for in RMB, and overseas transactions are accounted for in JPY. If you frequently travel between China and Japan, using RMB/JPY dual-currency card can avoid exchange risks and expenses caused by exchange, so that you can enjoy the fun of credit consumption and eliminate all worries.
Telephone repayment service for purchasing foreign exchange
When you need RMB to repay your arrears, you can easily handle the repayment of purchasing foreign exchange in RMB by calling the 24-hour customer service hotline of BOC Credit Card.
flexible plan automatic repayment service
when you need to change the agreed amount of autopay repayment in the current month according to your own financial situation, the 24-hour customer service hotline congratulates you on your call at any time, so you can freely choose the repayment amount and manage your finances easily.
JCB global VIP service
You can freely enjoy all-round care provided by JCB global VIP service network. Airport VIP lounge, hotel reservation, medical services, etc. will make you show your distinguished status.
Evaluation on the use of JCB standard credit card of Bank of China
BOC JCB credit card is the first dual-currency RMB/JPY credit card product in China, which meets international standards. How about China Bank JCB standard credit card? What are the characteristics of JCB standard credit card of Bank of China?
first, let's take a look at the basic services and functions of JCB standard credit card of Bank of China. The annual fee of JCB standard credit card of Bank of China is 1 yuan, which is exempt from the first year, and the annual fee of the next year is exempt from swiping the card for 5 times. The longest interest-free period is 5 days, the credit line is 1-1 yuan, and the withdrawal amount is 5% of the credit line.
BOC JCB credit card not only has the basic financial functions of credit card, such as revolving credit, cash advance and zero risk of loss reporting, but also can provide you with colorful value-added services and points redemption plan. Especially for customers who need to go to Japan, the unique RMB/Japanese yen settlement function of the product enables you to settle in Japanese yen in areas where Japanese yen is consumed, and repay your account through direct exchange of RMB and Japanese yen, which can save exchange fees.
The special service of BOC JCB Credit Card is also reflected in:
Special function 1: Unique RMB/JPY dual-currency settlement
You hold BOC JCB Credit Card, which can be used by UnionPay and JCB merchants at home and abroad; Overseas, you can withdraw local legal tender from ATMs with UnionPay and JCB logos all over the world for cash advance transactions. Domestic transactions are accounted for in RMB, and overseas transactions are accounted for in Japanese yen. If you travel frequently between China and Japan, the dual-currency card with RMB/JPY can avoid the exchange risk caused by currency exchange when you use it in Japan, so that you can enjoy the fun of consumption and get rid of all worries.
featured function 2: repayment service for purchasing foreign exchange by telephone
when you need to repay your debts in RMB, you can easily handle the repayment of purchasing foreign exchange in RMB by calling the 24-hour customer service hotline of BOC JCB credit card.
Feature 3: JCB global VIP service
You can freely enjoy all-round care provided by JCB global VIP service network, such as airport VIP lounge, hotel reservation, medical services, etc., to show your distinguished status.
Feature 4: Airport VIP Lounge
If you are a gold card holder of BOC JCB Credit Card, you can enjoy the special VIP Lounge provided by JCB at major airports in Japan, and enjoy various exclusive services such as flight information, destination related guides, magazines and drinks provided by JCB. (See "Rate Table" for specific charging standards)
Featured function 5: JCB VIP service center
No matter where you are in the world, you can call JCB VIP service center in case of emergency, and immediately enjoy the intimate services provided by JCB International Credit Card Company, including: global credit card loss reporting service, hotel reservation, cash withdrawal guide, local tourism and merchant preferential information consultation, etc., which will make you feel at ease when traveling.
Feature 6: Global Chinese Language Service
China Bank has 39 overseas branches (including Hongkong) providing credit card services in 2 countries and regions all over the world. You can handle cash withdrawal, loss reporting and emergency replenishment of BOC JCB credit card in these overseas branches of China Bank, and enjoy the convenience brought by Chinese language service with peace of mind.
how about the joint credit card (JCB) of Mr. Fashion of China Everbright Bank?
"Fashion Co-branded Credit Card Puka" is the first fashion credit card in China by China Everbright Bank and Fashion Group. Everbright Bank's Mr. Fashion Co-branded Credit Card (JCB) enjoys exclusive fashion consumption and brand discount fashion experience. How about China Everbright Bank Fashion Co-branded Credit Card (JCB)?
The annual fee for the joint credit card (JCB) of Mr. Fashion of China Everbright Bank is 8 yuan, and the annual fee for the first year is exempted when opening the card; The longest interest-free period is 5 days, with a credit line of 1-1, and the withdrawal amount is 5% of the credit line. Besides, what are the exclusive privileges of China Everbright Bank's Mr. Fashion Co-branded Credit Card (JCB)?
Exclusive preferential merchants include many well-known brands. You can enjoy the special discount made for you without going abroad by spending money with your card. It can be easily used in more than 19 countries, more than 14 million merchants and more than 1.2 million ATMs around the world covered by JCB and UnionPay networks.
fashion trip-experience exotic customs. We have customized interest-free installment tours for cardholders around the world. Just call China Everbright Bank's 24-hour customer service hotline 48-1-95595 to make a reservation, and you can enjoy discounts on international and domestic airline tickets, 2-7% discount on the retail prices of more than 2, hotels nationwide, and even get a high travel accident insurance with a coverage of 5, yuan.
fashion experience-gathering members' luxury. Cardholders can enjoy discount subscriptions to COSMO and Mr. Fashion, and 2% discount subscriptions to other magazines under the Fashion Group. There are also opportunities to participate in fashion magazines' regular beauty, fitness and other fashion theme month activities, and get the fashion event tickets, famous brand samples, fashion information and so on that are sent out irregularly.
This is the end of the introduction of jcb credit card and jcb travel credit card. Did you find the information you need?