What did the credit card bring me?

It brings convenience to me, just like a bosom friend. When my life is difficult and I need money, I will come forward without complaining.

I used to spend a lot of money in my life, just because I was too young to know what thrift was. But what is more sad is that the money I earn is not enough for my consumption. This is a painful realization.

I don't have enough money. What shall I do?

It's okay to borrow from friends, colleagues and relatives once, but I'm too embarrassed to ask if I borrow too much. I feel humiliated and have a bad time.

fortunately, there is a credit card, which can always solve my urgent needs like timely rain.

Credit cards are really convenient, whether it's shopping, refueling, traveling abroad or paying other payments.

At the same time, I also know that credit cards can be overdrawn in advance, but it's better than living without money. Before my salary is paid, I need money, so I will borrow some from my credit card.

of course, I hope everyone can spend reasonably, otherwise it will burst at once. What's the matter? The money borrowed from a credit card must be repaid on time, not in full. I can choose the minimum repayment or installment repayment to avoid problems with credit reporting in the future.

As a ten-year passing by with credit cards, it's true that during these years, it's good to have the help of credit cards. Although using credit cards is addictive and prone to vicious circle, it will eventually become a card slave, but thanks for your company, after all, it helped me in the most difficult time of my life.

However, I hope you don't learn from me. You don't have to use it if you can. Being a slave is not pleasant at all. You spend other people's money and pay for it with the future!

Hello, I'm glad to share the total amount of 1.3 million I've been playing cards for six years.

To talk about what credit cards have brought me, I have to talk about the credit card mechanism first. In fact, why banks distribute credit cards is to make money for profit, but there are so many banks that there are also competitive pressures, so many banks will introduce some preferential policies, which we commonly call bonus hunter. The preferential policies of each bank are different, and some are 5% off for meals. For example, Guangfa has free Starbucks designated merchants to watch movies for free on Friday, and so on.

You can check the details in the bank APP, so I won't list them one by one.

Let's get to the point, the biggest help for me with a credit card is that I bought a commercial house with a credit card three years ago and made a small profit. This is the most real thing!

How to use a credit card actually depends on the individual. Some people become card slaves and some people become card gods. In fact, there is a little difference. Can you control your consumption behavior without overdrawing your credit card in advance, except for investment? If you make an investment, you may at least earn money to change the status quo, but if you overdraw, you will spend it. So are you a card god or a card slave? Welcome to the discussion

Hello everyone! I am a "borrowing skill". As a bank employee, I focus on answering financial questions such as bank loans, credit cards and wealth management products.

As for the question "What does a credit card bring you?", it depends on what you want from a credit card. The details are as follows:

A credit card is a kind of card on the surface, but its essence is a short-term credit loan from a bank. With the innovation of banking products, banks have given credit cards more functions, and credit cards have developed from a single credit loan product to a comprehensive financial service medium.

Because bank credit cards have many functions, they are multifaceted. By the way, credit cards are very beneficial to cardholders; If you use it wrong, the credit card will hurt the cardholder. Therefore, credit card is a double-edged sword, both beneficial and harmful, depending on the cardholder's concept. Therefore, the use of credit cards should have a correct concept. If the idea is right, it will become a card god; If the idea is wrong, it will become a slave.

Credit card is a treasure chest for many people because of its financing function. Many dreams can be realized through the credit line of credit card. For example, housing decoration dream, car dream, home theater dream, travel dream, etc.

in addition to financial functions, credit cards have many additional values, such as being a symbol of the credit of cardholders (holders of bank diamond cards will have a better credit image than holders of ordinary cards). Credit card or shopping discount card, you can enjoy the discount by swiping the card. Credit cards are still collectibles, and many credit cards have high collection value.

In short, credit cards can bring happiness and pain to cardholders, and the difference lies in whether the concept of using cards is correct.

finally, I wish you all a happy card and a smooth economic life!

what did the credit card bring you?

1. cultivate the concept of consumption. Credit card is a kind of loan. The bank gives a certain amount of credit line according to the individual's occupation, income, future expectation and credit status, encouraging individuals to spend future money to do today's things and change the traditional one.