The main rule of Ping An Bank's credit card annual fee is to enjoy the preferential policy of free annual fee in the first year. Swipe your card six times in the first year, and the annual fee can be reduced or exempted in the second year, and so on (except for some cards). There is no limit on the amount of each credit card. Even if you only brush 1 yuan for 6 times, you can meet the requirements.

However, it should be noted that the annual fee of Ping An Credit Card is only calculated according to the number of swipes (amount) of each main card in the current year, which is charged by card, and multiple cards are not merged.