If you forget to repay within the specified repayment date, resulting in overdue repayment, the bank has been paying interest at the circulating interest rate. Late fees will not be refunded. In addition to recurring interest, late fees and other expenses, serious cards will be frozen and no longer allowed to be used. In addition, it will also affect personal credit records. Bad credit will affect loans and so on.

In addition, you can apply for deferred repayment in advance during the billing period, and there will be a certain buffer period, but not too long. At present, there is a bank self-discipline treaty, and the tolerance of most banks is 3 days 10 yuan.