There are two ways to cancel the credit card of China CITIC Bank: 1, and the telephone customer service cancels. You can cancel your credit card by calling the 24-hour customer service hotline of CITIC Bank at 95558 or the credit card customer service hotline at 800-999-5558 reserved by the bank. The customer service staff will handle the card refund formalities for you after verifying your personal information and account information, but pay attention to the need for voice to manual service. 2. Cancel the bank outlets. You can bring your valid ID card and the credit card you want to cancel, go directly to the outlet of CITIC Bank, and go to the counter to ask the staff to cancel. If you have more questions, you can also consult the bank staff.

Note: When using the credit card of China CITIC Bank, we need to pay attention to several issues. First of all, we should develop good consumption habits and not brush off all credit lines without restraint. Credit cards are used because on some occasions, when cash and bank cards cannot be paid normally, CITIC Bank's credit cards have a certain amount, and the amount of ordinary quality customers will be higher accordingly. In addition, it should be noted that the credit card of CITIC Bank must be repaid on time. Paying back on time is the embodiment of a person's sense of responsibility. If the cardholder can't guarantee timely repayment, it is best not to use a credit card. In addition, it should be noted that the cardholder of CITIC Bank's credit card can only apply for interest-free installment payment within three working days from the bill date to the repayment date. If an individual wants to pay by installments, he can't change it after determining the number and amount of installments. This needs attention. In addition, we must repay in time to avoid more bad credit.

CITIC Bank provides a number of financial services and can provide loans to all walks of life. Personal credit loans account for a large proportion in the loan business of CITIC Bank. In many cases, individual credit loans can apply for installment payment. Cardholders can apply for interest-free installment payment if the current bill amount reaches 800 yuan or above. However, consumers who have spent money in shopping malls and made a single installment cannot use the bank's request for re-installment payment.

How to cancel CITIC Credit Card?

CITIC Credit Card Cancellation Process

If you do not want to use your credit card, you can cancel it. The cancellation method of CITIC Bank's credit card is as follows:

Call customer service to cancel. Basically, all bank credit cards do not support counter account cancellation, and they have to call customer service. CITIC Bank's credit card cancellation can be done manually by phone in the customer service center.

1. If your CITIC credit card has been opened, and you swipe your card once within 30 days, you can call the toll-free customer service number to complete the card return operation;

2. If your card has not been opened, dial 8009995558- 1-2- to prompt you to swipe your card once it is opened; If the annual fee of 100 yuan is deducted because the card is not swiped in time, you can call 800995558-1-0-after swiping the card once and apply to the customer service for free handling fee.

Pay attention to the following points when canceling the credit card of CITIC Bank:

1. When canceling the card, the account cannot have arrears and overpayments, and in order to ensure the security of the account, the card must be carried with you when canceling the card by telephone.

2. If your credit card of CITIC Bank is lost, you can only cancel it at the branch counter.

3. If you want to know when the credit card was successfully cancelled, you can call the bank credit card customer service about 45 days after applying for cancellation, or you can directly swipe your card for testing.

For more information about how to cancel CITIC Credit Card, please visit: See More.

How to cancel the credit card of CITIC Bank?

You can cancel your credit card in the following ways:

1. The calling card is cancelled. Many banks can cancel their credit cards with a phone call. First, before canceling the credit card, make sure that there is no debt and no balance in the account. Then call the credit card customer service and switch to manual service, and directly apply to the manual customer service for cancellation of the credit card.

2. Click on the sales card. Some banks also need to bring their ID cards and credit cards to the bank to cancel their cards. They need to fill out an account cancellation application form and will call you to confirm it in a few days.

3. Cancellation at the bank counter is the same as handling cards at outlets, and you need to bring necessary documents, such as ID cards and credit cards. If the credit card is in arrears, you need to bring cash at the same time.

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If you want to cancel your credit card successfully, no matter which bank it belongs to, you must first ensure that your credit card is not in arrears. If you still have money to pay off your credit card, or have other business, such as installment payment, then you can't cancel it.

The easiest way is to log off by phone.

It is very easy to call the official customer service number of CITIC Bank to cancel, but only if your credit card has no record of arrears. Of course, if you don't have much balance, you can choose to give up. If you don't want to give up, you will be in trouble. It should be noted here that telephone banking cancels all credit cards.

At present, CITIC Bank's credit card only supports the cancellation of telephone banking. Of course, if there are some outstanding transactions in your credit card, you must solve them first if you want to cancel it.

Under normal circumstances, you should pay attention to the following points when going to the bank business hall.

First: avoid the rush hour of the bank, or you will understand the consequences of queuing.

Second: After the credit card you owe or an installment business is settled, apply for cancellation by phone. This is really a bit troublesome. If you have decided to cancel, don't change your mind.

Does online banking support cancellation?

However, at present, from the perspective of CITIC Bank official website, there is no option to support credit card cancellation, which means that only telephone banks and business halls support credit card cancellation. However, it is hard to say whether CITIC Bank official website will launch this function in the future.

Can I cancel my credit card in different places?

Of course, sometimes because I am away on business or other things, can I cancel my credit card at this time? Of course, if the bill on your card is paid off, or there is no other business, you can go through telephone banking. If telephone banking can't be cancelled, personal suggestion Y must be consulted clearly.

Note that if your credit card has been cancelled, remember to destroy it to avoid revealing your information.

How to cancel the credit card of CITIC Bank?

There are three ways to cancel the credit card of CITIC Bank, namely, online account cancellation, telephone account cancellation and counter account cancellation.

1. Online cancellation: You can log in to CITIC Bank official website directly, find the credit card cancellation button and follow the prompts. However, when you cancel, you must pay off the debt, even if you pay more or less. What's more, you charge an annual fee? These are all things that need attention.

2. Telephone cancellation: Call CITIC Bank's credit card customer service number (credit card face generally has contact information), and then transfer to manual service. Confirm the information step by step according to the instructions of customer service.

3. Counter account cancellation: Go to the nearest CITIC Bank outlet with my ID card and the credit card of the account to be cancelled, and handle it with the help of the bank staff. As a reminder, when canceling a credit card, the points can be processed together. If you have multiple credit cards of Zhang Zhongxin Bank, you can transfer the points in the cancellation card to another credit card when you cancel. If there is only one credit card, the cardholder can convert all the remaining points in the card into gift air miles to avoid waste.

If you want to know when the credit card was successfully cancelled, you can call the bank's credit card customer service about 45 days after applying for cancellation, or you can directly check the card.

1 If your CITIC bank card is a debit card and you have a physical bank card, you can go directly to a branch of CITIC Trust with your bank card and ID card. If there is no physical bank card, you can only go to the bank counter with your ID card, report the loss first, and then cancel the card. No matter what kind of bank card, if you want to cancel your debit card, you need to bring your ID card and bank card and go to the bank counter to cancel it.

If you are a credit card of CITIC Bank, there will be three cancellation methods, namely online cancellation, telephone cancellation and counter cancellation. Online cancellation means directly logging in to official website of CITIC Bank and finding the button to cancel the credit card. Just follow the prompts. Telephone account cancellation means calling the credit card customer service number of CITIC Bank at 400-88-95558, and then switching to manual service, following the customer service instructions and confirming the information. Counter account cancellation means that I bring my ID card and the credit card to the branch of CITIC Bank, and can handle it with the help of bank staff.

When canceling the CITIC Bank card, you should take out the balance inside. When canceling the CITIC Bank credit card, you should know whether there is any debt in the card, and whether to charge an annual fee after cancellation.

Whether it's a debit card or a credit card, you should always keep track of the cancellation progress after applying for cancellation. If it is a letter, you can call the bank's credit card customer service about 45 days after applying for account cancellation, or you can try it out.

This concludes the introduction of cancellation of CITIC Credit Card and the impact of cancellation of CITIC Credit Card. I wonder if you have found the information you need?