1, from the card surface identification: you can make a preliminary judgment by observing the card surface. The first kind of cartoons often have the words "savings card" and "credit card", and the second kind of cards will indicate specific application scenarios, such as "payment card" and "calling card".

2. Account type inquiry: Users can inquire the account type of their bank card by calling the customer service phone of the bank or logging into online banking. If the customer service or system prompts that your card belongs to "Class I card", it is mainly used for personal consumption, transfer and deposit and withdrawal; If it is a "second-class card", it is a card mainly used for specific purposes. A type of card refers to a bank card mainly used for personal consumption, transfer, deposit and withdrawal and other daily financial activities. Simply put, savings cards, credit cards, etc. Commonly used in daily life, it belongs to the category of cards. Second-class cards refer to bank cards mainly used for specific purposes, such as paying water and electricity bills, gas bills, telephone bills, etc. This kind of card usually needs to bind the user's real name authentication information, and cannot be used for financial activities such as cash deposit and withdrawal, transfer and so on.