1. Citic Gold and Puka Credit Cards can be exempted from the annual fee for the first year if they swipe their cards once or withdraw their cash once within 30 days after issuance, and the annual fee for the next year if they swipe their cards for five times in the first year (the amount of swiping cards and withdrawing cash is not limited);
2. The annual fee exemption rules of CITIC Platinum Credit Card and above are not completely consistent. Take I Platinum Card as an example. I Platinum Card is free of annual fee in the first year and 12 credit card is free of annual fee in the second year.