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How to get cash back with Bank of Communications credit card

As long as your new credit card is a card of the type specified by the event and you spend more than 200 yuan for the first time at the venue where the event is held, the card fee of 100 yuan will be refunded at the end of the second month, and Not cash.

Activity rules: Cardholders need to register to participate in the "2015 Reddest Friday" event. If they spend 2,000 yuan in points on purchases other than gas in the month, they will be eligible for gas rebates in the next month. New This consumption threshold is not required for customers with Platinum Cards within four natural months starting from the month when their card is verified. The weekly cash rebate limit for Jinpu card holders is 25 yuan, and the platinum card holder has a maximum cash rebate of 50 yuan, with a monthly cap of 100 yuan.

Extended information:

For non-cash transactions (cash advance or transfer), Bank of Communications is interest-free for the period from the bank accounting date to the due repayment date. Repayment period. The interest-free repayment period is as short as 25 days and as long as 56 days.

During this period, as long as you pay off the current period's repayment amount (total amount owed) in full on the current period's statement, you will not have to pay any interest on the funds advanced to the store by the bank for non-cash transactions. (Cash advance loans do not enjoy interest-free discounts).

The minimum repayment amount means that if the cardholder has difficulty repaying all the amount payable before the due repayment date (inclusive), he can repay according to the minimum repayment amount stipulated by the card issuer, but he cannot Enjoy the interest-free repayment period, and the minimum repayment amount is 10% of the consumption amount plus other various payables. The minimum payment is listed on the current bill.

The minimum repayment amount is calculated as follows:

Minimum repayment amount = 10 consumption balance 10 cash withdrawal balance interest balance other payable fees balance unpaid portion of the minimum repayment amount in the previous period

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Bank of Communications adopts the revolving credit interest calculation method. Revolving Credit: A revolving credit is a small, unsecured loan with daily interest. You can decide the repayment amount according to your own financial situation every month before the due date of the current credit card bill.

When the amount you repay is equal to or higher than the minimum payment amount of the current bill, but lower than the amount due in the current period, the remaining deferred payment amount is the revolving credit balance. Revolving credit is a very convenient loan tool that not only allows you to enjoy the convenience of swiping a credit card, but is also a good choice for easy financial management. If you choose to use revolving credit, you will not be able to enjoy the interest-free repayment period in the current period.

Baidu Encyclopedia-Bank of Communications Credit Card

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