Ping An's credit card owes 16, yuan. Today, a self-proclaimed legal department called me and asked me to turn myself in to the Economic Investigation Brigade of the Public Security Bureau tomorrow. What should I do? if the repayment is not made on time, in addition to collecting interest and liquidated damages, personal credit records will be affected. The bank has the right to recover the money through legal channels or collection departments (collection methods generally include telephone, SMS, door-to-door, etc.). The specific dunning method needs to be informed by the dunner, so it is recommended to repay the money in time.