what kind of credit card is good for CCB?
There are many types of CCB credit cards, and the following three are better:
1. CCB bosom friend dragon card.
2. CCB Barbie Beautiful Credit Card.
3. CCB Longka Global Payment Credit Card.
annual fee collection standard: 16 yuan/card as the main card and 8 yuan/card as the supplementary card. If you swipe your card more than three times a year, you will be exempted from the annual fee. The maximum withdrawal ratio is 3%, and the withdrawal fee is .5% of the withdrawal amount. The minimum domestic fee is 2 yuan, and the interest-free period is 2-5 days.
The differences between the general card, gold card and platinum card of CCB:
1. Different annual fees
The general card annual fee of CCB's credit card is 8 yuan; The annual gold card fee is 16 yuan; The annual fee of platinum card is about 4-3 yuan.
2. Different credit lines
The credit card line of CCB is between 1, and 1, yuan; The amount of gold card is between 1-5 yuan; The amount of a platinum card is usually between RMB 5, and RMB 1,,, and the authorization amount of a small platinum card may be RMB 2, to RMB 3,.
3, enjoy different rights and interests
Gold card of China Construction Bank can enjoy higher discounts at preferential merchants than Puka. However, platinum cards can usually enjoy the high-end services provided by banks such as golf, SPA, physical therapy, airport transfer and VIP lounge.
Basic functions:
1. Credit consumption: first consumption and then repayment, no need to deposit in advance.
2. One card with dual currency: it has dual accounts of RMB and USD, which can be used both at home and abroad. Domestic transactions are credited to RMB account and overseas transactions are credited to USD account (single currency credit cards do not have this function).
3. Password optional: the function of "domestic consumption password optional" is the first in China, and it can be selected flexibly according to personal card habits. (You can set a password for a small amount without a password, and a password for a large amount).
4. Easy repayment: monthly statement is provided, and the repayment methods are flexible and diverse: telephone purchase repayment, branch repayment, ATM self-service repayment, CDM self-service repayment, agreed account repayment and online banking repayment.
5. Specially-paid merchants: Specially-paid merchants in the whole country are carefully selected to provide many preferential discounts.
6. telephone loss reporting: if the card is lost, it can be reported by telephone, and our bank will provide security guarantee after the loss reporting takes effect, without any financial risk.
7. disputed payment: if a customer disputes any consumption payment, it shall be verified before payment.
8. overseas rescue: in case of card loss overseas, emergency replacement card and emergency cash withdrawal service will be provided.
9. Free hotline service: a 24-hour service hotline is set up.
1. If you spend more than 1 yuan, you can apply for interest-free installment payment, and you only need to pay a small handling fee.
11. SMS reminder: SMS reminder is free if you spend more than 5 yuan.
12. If you spend one yuan, you will get one point, which is permanently valid, and the points will be doubled from time to time.
13. the annual fee is free in the first year, and the annual fee in the following year is free if you swipe your card three times (except for the car card).
14. Credit card points under the same customer's name can be combined (except for Volkswagen card and China Eastern Airlines card).
15. swipe your card at the designated ticketing point to buy a ticket, and the gold card will give you 1 million, and the Puka will give you 5, aviation accident insurance. The high guarantee will be accompanied by warmth and pleasure all the way.
Note: Gold card and Puka are basic cards, and there are many kinds of cards according to different cooperative businesses or institutions. Please call CCB customer service for details.
is the credit card limit of CCB Barbie Beauty high?
the credit card limit is related to the comprehensive qualification of the cardholder.
Conditions for applying for a credit card:
1. At least 18 years old and no more than 65 years old;
2. I need my second-generation ID card;
3. Have a work certificate and an income certificate stamped with the financial seal of the unit;
4. No bad credit record;
5. Other financial proof, such as real estate, cars, stocks, bonds, etc.
Credit card application process:
1. Fill in the application form;
2. Information for the bank itself and a copy of the information;
3. The bank sends it to the credit card center;
4. The credit card center conducts auditing, card making and issuing;
5. after I get the card, I will open it and wait for the password letter.
6. Being at least 18 years old is a mandatory requirement to apply for a credit card, but without a work certificate, it is easy to be rejected when applying for a credit card. Therefore, if you don't have a company, you'd better have fixed assets such as real estate or cars, or if you have a stable source of income, you can also go to the bank where you have a transaction and get a bank flow certificate to apply to the bank. If the income source is relatively stable, the application success rate is still very high.
what is the limit of the 6th anniversary edition of CCB Barbie Credit Card? There are these influencing factors.
Many female friends have a soft spot for Barbie. As soon as they saw the 6th Anniversary Edition of Barbie Credit Card issued by CCB and the opportunity to get Barbie travel cosmetic bag, they immediately went to apply, but they didn't know how much credit card they could get. Let's discuss the quota of the 6th Anniversary Edition of Barbie Credit Card.
what is the limit of the 6th anniversary edition of CCB Barbie Credit Card?
The 6th Anniversary Edition of Barbie Credit Card of China Construction Bank is a collector's edition product to commemorate the 6th anniversary of Barbie's birth. It is only a standard platinum card.
In terms of credit line, the credit line of CCB Platinum Card is generally more than 5, yuan, but the final credit line still depends on the applicant's credit conditions. If the applicant's credit conditions are not very good, even if the application is for a platinum card, the card approval amount will be less than 5 thousand yuan.
usually, when approving a credit card, a bank will make a comprehensive evaluation with reference to the applicant's various credit conditions, and then give a score, according to which the credit line is determined. The higher the score, the higher the credit line, otherwise it will easily encounter a low line.
It should be noted that the 6th Anniversary Edition of CCB Barbie Credit Card, as a platinum card, is not so easy to apply for. In addition to meeting the basic conditions for handling a card, it needs to have a higher income, and it is best to provide additional financial proof. Besides, it has business dealings with CCB and belongs to a VIP customer or wealth management customer of CCB, and the success rate of card approval will be higher.
Summary: The quota of the 6th anniversary edition of CCB Barbie Credit Card is determined by the bank according to the comprehensive score of the applicant's qualifications. However, as a platinum card, the application threshold for the 6th anniversary edition of CCB Barbie Credit Card is relatively high. If you feel that your qualifications are insufficient, you can apply for other versions of CCB Barbie Credit Card.
This concludes the introduction of Barbie Beautiful Credit Card and CCB Barbie Beautiful Credit Card. Have you found the information you need?