Bank card payment stop is a preventive measure taken by banks to strengthen management, ensure security, and prevent counterfeit and lost cards from being used to cause losses and adverse effects.

Types of stop payment:

1. Stop payment by reporting lost card: When the note is lost, the person who lost the note will notify the payer of the loss of the note and request the payer to stop payment. A lost bill remedial measure that accepts loss report and stop payment and decides to suspend payment when the bill item has not been obtained by others.

2. The main card requires the payment of the supplementary card, and the unit requires the payment of the company card;

3. Credit cards that exceed the limit and fail to repay within the time limit;

4. Emergency stop payment card in this period.

Extended information:

1. Precautions for stopping payment:

The "Bills Law" stipulates that if a bill is lost, the person who lost the bill can promptly notify the payment of the bill. Stop paying if people report a loss. The "Implementation Measures for the Management of Bills" stipulates that when the person who loses a bill notifies the payer or payer on behalf of the bill to report the loss and stop payment, he must fill in the notice of loss report and stop payment and sign it. The notice of loss report and stop payment shall record the following matters:

1. Time and reason for loss of the bill;

2. Bill type, number, amount, date of issuance, date of payment, payment The name of the person and the name of the payee;

3. The name, business place or residence and contact information of the person reporting loss and stop payment.

2. The general process of reporting loss and stopping payment is as follows:

After the bill is lost, the payer of the bill should be notified in a timely manner; then, the notice of reporting loss and stopping payment should be filled in according to the requirements of the payer of the bill. The note must be signed and stamped; if after final review by the payer of the bill, it is indeed a bill that can be reported as lost and stopped for payment, the payer of the bill shall suspend payment on the bill within the legal period.

It must be noted here that the general procedures for reporting loss and stopping payment listed here are only the operation methods used in practice that I have summarized based on the normative documents related to bills. I will conduct a detailed analysis of its appropriateness later in the article.

Baidu Encyclopedia-Stop Payment

Baidu Encyclopedia-Report Loss and Stop Payment