The grace period of credit card repayment can also be understood as the period of deferred repayment. During the grace period, repayment will still be regarded as timely repayment, which will not adversely affect personal credit information and will not generate additional interest charges. Most bank credit cards have a grace period for repayment, but the regulations are different. So does CITIC Bank credit card have a three-day grace period for repayment? Let's get to know each other.

Is there a three-day repayment grace period for CITIC Bank's credit card?

citic bank has a 3-day grace period for repayment. If the user can't repay the loan on the repayment date, the repayment within 3 days after the due date is not overdue, and there will be no penalty interest and late payment fee, which will not affect the personal credit information. If it is overdue, you should repay it as soon as possible and contact CITIC Bank, and repay it in time. If the number of overdue times is too much, it will have a greater impact on personal credit information.

if the cardholder's repayment period is 2th, repayment on 23rd will not have any adverse effects during the grace period.

the three-day grace period means that the cardholder can repay the loan within a period of time after the due repayment date. By applying to the core of the credit card, he can avoid reducing certain loan interest and tax late fees and be included in the poor personal credit record by the bank. This period of time becomes a credit card grace period. The three-day grace period of credit card means three days after the repayment deadline. It should be noted that the deadline for grace period does not always end at 23: 59 on the last night. For example, the deadline for grace period in some banks is until 2: or 21: on the third day.