Yes. The Rural Commercial Bank's credit card has not been repaid for five years. The lawyer called and said that he would sue. It is true that he has arrears that have not been repaid for five years. The bank will use litigation to protect its own rights and interests. Go to the police station to verify whether it is true or false. Rural Commercial Bank credit card, Rural Commercial Bank gives cardholders a certain credit limit, and cardholders can consume first and then repay.