The installment fee rate of CITIC Bank's credit card bill is consistent with the single installment fee rate. The installment fee rates are as follows: 1, 1.50%, 3, 0.80%, 6, 9, 0.76%, 12, 0.75%, 18.

The installment fee of CITIC Credit Card is charged on schedule, and the calculation formula is: transaction amount * monthly rate * number of installments, and the handling fee will vary depending on the number of installments selected by users.