Alipay used to pay back credit cards for free, but from 2065438+March 26, 2009, there was a charge for paying back credit with Alipay.

Although there is a handling fee for the free quota, there is still a free quota of 2000 yuan, and there is a charge for the excess.

If Alipay exceeds 2000, it will be calculated as 0. 1%, and no handling fee will be charged. Minimum charge If the calculated handling fee is less than 0. 1 yuan, it will be uniformly charged according to the minimum 0. 1 yuan.

Example 1: Credit card repayment fee is 3500 yuan = (3500-2000) =1500 * 0.1%= 1.5 yuan, handling fee1.5 yuan.

Example 2: Credit card repayment fee is 2050 yuan = (2050-2000) = 50 * 0. 1% = 0.05 yuan, and the fee is 0.1yuan (minimum fee).

Operating environment: Apple13ios151.1Alipay 13.2.2.

Alipay (China) Network Technology Co., Ltd., established in 2004, is a domestic third-party payment platform, and is committed to providing "simple, safe, fast and convenient" payment solutions for enterprises and individuals. Since its establishment in 2004, Alipay has always regarded "trust" as the core of its products and services. It owns two independent brands, Alipay and Alipay Wallet. Since the second quarter of 20 14, it has become the largest mobile payment manufacturer in the world. Alipay has established strategic cooperative relations with more than 80 banks at home and abroad, as well as institutions such as VISA and MasterCard, and has become the most trusted partner of financial institutions in the field of electronic payment. In February 2020, Bank of Nepal issued a license to Alipay. In July, Alipay was selected into the list of excellent programs for blockchain warfare "epidemic". On June+10, 5438, Alipay launched the "late payment fee" function. 202165438+February, Alipay and China UnionPay realized the mutual recognition of national payment scanning code. Alipay borrowed it and changed it into a credit loan. On February 2nd, 65438 Alipay announced that in 2020, Alipay and China UnionPay started close communication and exploration based on bar code interconnection business, and realized mutual recognition of payment codes in Beijing, Tianjin, Guangzhou, Shenzhen, Chengdu, Chongqing, Xi 'an and other cities.