How much handling fee will be charged by the merchant when paying with a credit card on Taobao?

When shopping on Taobao, the buyer uses a credit card to pay, and the handling fee deducted is 1, but the handling fee is not necessarily the same. It is borne by the seller or it may be borne by the buyer.

When paying with a credit card, the regulations on who will deduct the handling fee are as follows:

If the seller has activated the credit card payment function and uses a credit card to pay and confirm receipt of the goods, the seller’s Alipay will receive A handling fee of 1 will be deducted from the payment.

If the seller does not activate the credit card payment function and uses a credit card to pay, the buyer will enjoy a free credit card limit of 500 yuan per month, and consumption within the free limit will be exempted from handling fees. For consumption exceeding the free limit, if there is no alternative credit card for payment, a handling fee of 1 will be charged.

So, if the free credit card payment limit is used up, please choose Alipay or debit card payment to avoid incurring handling fees.

Extended information:

Credit Card

Credit Card (English: CreditCard), also called credit card. It is a non-cash transaction payment method and a simple credit service.

A credit card is generally a special carrier plastic card with consumer credit that is 85.60 mm long, 53.98 mm wide, and 1 mm thick. It is issued by the bank to individuals and organizations, and can be used to shop, consume, and deposit and withdraw cash from the bank. It is in the form of a card with the name of the issuing bank, validity period, number, cardholder name, etc. printed on the front and a magnetic card on the back. strip, signature strip.

Credit cards are issued to cardholders by banks or credit card companies based on the user's creditworthiness and financial resources. Cardholders do not need to pay cash when using the credit card, and repayment will be made on the billing date (English: BillingDate).

On April 15, 2016, the central bank issued the "Notice of the People's Bank of China on Matters Related to Credit Card Business", canceling late payment fees on credit cards, introducing liquidated damages, and prohibiting over-limit fees. The new regulations were implemented in January 2017 It will be officially implemented on the 1st.

How much is the handling fee for Taobao credit card payment?

When using a credit card to make purchases, the cardholder does not need to pay the handling fee. The cardholder only needs to pay the cost of the goods; generally the merchant bears it This is a handling fee.

Taobao’s credit card payment processing fee is 1, which means that for a 100 yuan product, if you pay with a credit card, a 1 yuan processing fee will be deducted. Of course, the payment processing fee will be borne by the merchant.

Credit card charging principles:

If the seller has opened a credit card payment service, there is no difference between the buyer's choice of credit card payment and debit card payment. When the buyer confirms receipt of the goods, the Taobao system will automatically deduct the procedure from seller 1.

If the seller has not opened a credit card payment service, then when the buyer uses a credit card to make a purchase, the buyer will bear the handling fee.

What is the processing fee for Taobao credit card payment?

When using a credit card to make purchases, the cardholder does not need to pay a handling fee. The cardholder only needs to pay for the product; generally, the merchant bears the handling fee.

Taobao’s credit card payment processing fee is 1, which means that for a 100 yuan product, if you pay with a credit card, a 1 yuan processing fee will be deducted. Of course, the payment processing fee will be borne by the merchant.

Credit card charging principles:

If the seller has opened a credit card payment service, there is no difference between the buyer's choice of credit card payment and debit card payment. When the buyer confirms receipt of the goods, the Taobao system will automatically deduct the procedure from seller 1.

If the seller has not opened a credit card payment service, then when the buyer uses a credit card to make a purchase, the buyer will bear the handling fee.

This concludes the introduction to Taobao credit card deductions and Taobao credit card service fees. Have you found the information you need?