One month later, the total repayment required for the overdue credit card of 5,000 is the principal plus interest and late payment fees.

Detailed instructions:

1. Principal: five thousand yuan.

2. Interest: According to the regulations of the China Banking Regulatory Commission, interest on overdue credit cards is generally calculated on a daily basis. The specific interest rate varies from bank to bank, but is usually between 0.05 and 0.1. Assuming the interest rate is 0.07, the interest for one month is 5,000 yuan × 0.07 × 30 days = 10.50 yuan.

3. Late payment fees: According to the regulations of the China Banking Regulatory Commission, overdue credit card repayments will incur late payment fees, and the amount of late payment fees is a certain proportion of the overdue amount. The specific ratio varies from bank to bank, but is usually between 0.5 and 3. Assuming that the late payment penalty ratio is 2, the late payment penalty amount is 5,000 yuan × 2 = 100 yuan.

Summary:

After one month overdue, the total repayment required for a five thousand credit card is the principal of 5,000 yuan plus interest of 10.50 yuan and late payment fee of 100 yuan, totaling 5110.50 yuan Yuan.

Extended information:

According to China's relevant laws, regulations and banking supervision regulations, overdue credit card repayments will result in interest and late fees. In order to avoid additional fees caused by late repayments, cardholders should repay on time to ensure a good credit record.