If you apply for installment, you can apply two days before the bill date, and the single consumption amount is more than 1 1,000 yuan. You can choose three installments, six installments, 65,438+02 installments, 65,438+08 installments and 24 installments (once a month), and the corresponding handling fees are 0.7%, 0.6%, 0.6% and 0 respectively. (Monthly handling fee = total installment amount * handling fee rate). The monthly repayment amount after application is: single consumption amount (total installment amount) ÷ number of installments+single consumption amount × installment fee. You can apply through customer service hotline, online banking and credit card service hall. For example, a single consumption of 12000 yuan is repaid in 12 installments, and the repayment amount in each installment is12+12000× 0.6% =1000+72 = 65438+.

If you apply for bill installment, you can apply from the day after the bill date to the due repayment date. The minimum application amount is 500 yuan RMB, and the maximum application amount does not exceed 90% of the total RMB consumption in the bill (excluding cash withdrawal, installment payment and other transactions stipulated by CCB). The number of installments can be selected as 3, 6, 12, 18 and 24, and the corresponding benchmark rates are 0.75%, 0.70%, 0.60% and 0.62% respectively (Note: monthly handling fee = total installment amount * handling fee rate, which will be charged on schedule on each billing day after installment. You can apply through customer service hotline, online banking, credit card service hall, official WeChat, mobile banking, SMS, etc.