Now you need to deposit 5 million yuan in China Construction Bank for 1 to 3 months before you can apply for it
Other types of conditions are lower
Diamond credit card: personal annual income of 1 million yuan (inclusive) or more, or personal financial assets in China Construction Bank are more than 3 million yuan (inclusive), or personal net assets are more than 10 million yuan (inclusive), or the effective consumption amount of the Long Card person in the last year is more than 300,000 yuan (inclusive).
Platinum credit card: personal annual income of more than 300,000 yuan (inclusive), or personal financial assets in CCB of more than 500,000 yuan (inclusive), or personal net assets of more than 3 million (inclusive), or in the last year The effective consumption amount of the Long Card person is more than 100,000 yuan (inclusive).
The Agricultural Bank of China Black Gold Card is an invitation-only card and does not accept applications.
The Agricultural Bank of China Black Gold Card is a Zunran Platinum Card launched by the bank. The color of the card is black. Cardholders can enjoy business travel privileges, health stewardship, roadside assistance, insurance protection, and Zunran by holding this card. Lifestyle, superior finance, VIP hotline and other discounts. This kind of card can only be used by banks to actively invite customers to join, and it is extremely private.
Existing customers’ average daily financial assets in the 12 months before the application date of Agricultural Bank of China reached RMB 1 million (inclusive); new marketing customers’ daily average financial assets or purchase of investment financial products reached RMB 1 million on the date of application. Only customers with RMB 1 million (inclusive) or more are eligible to accept the invitation. The owners of black gold cards are usually men, mostly CEOs, presidents or chairman of well-known companies
The top credit cards are all "black". There are currently 7 banks in mainland China that issue black VISA unlimited cards, respectively. They are China Merchants Bank, Bank of China, China Construction Bank, China Everbright Bank, China Minsheng Bank, CITIC Bank and China Guangfa Bank. Taking China Merchants Bank as an example, the annual fee for the main card of China Merchants Bank Unlimited Card is 10,000 yuan, and the annual fee for the supplementary card is 5,000 yuan. This annual fee is charged rigidly and cannot be redeemed for deduction using points.
The benefits of the black gold card are as follows:
As a cardholder of the black VISA unlimited card, you can enjoy the exclusive services of the VISA unlimited card secretary anytime and anywhere around the world; travel abroad At that time, you can enjoy free VIP lounge services at airports participating in unlimited hospitality around the world, and you can reserve a private jet. While enjoying a 10% discount on the standard current price, you can also enjoy free limousine transfers from the departure airport to the destination hotel.
Agricultural Bank of China Black Gold Card Application Conditions:
1. The average daily financial assets of existing customers in the 12 months before the application date of Agricultural Bank of China reached more than RMB 1 million (inclusive);
2. New marketing customers who apply for daily average financial assets or purchase investment financial products exceeding RMB 1 million (inclusive).
If you meet the above standards, after signing a contract with the account manager at the Agricultural Bank of China account opening outlet, fill in the personal settlement account application form and provide a copy of your valid identity document to apply for the card.